Saving money on your existing mortgage

If you have a mortgage you may be paying more than you have to. As interest rates and mortgage products change on a daily basis it pays to make sure that you are still on a competitive mortgage.

Although you can be locked into a mortgage for a number of years there are ways to release yourself from the shackles, especially if you are nearing the end of the intial fixed term. For example some mortgage agents can use their commission to buy you out of an existing mortgage if they can find you a better mortgage product. 

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